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COVERAGE DETAILS

Benefit Description/details
Financial coverage

$5 million per professional malpractice claim
$5 million aggregate coverage per year for professional malpractice claims

Claims-free credit

$96 annual credit for Regular* members who are claims free for at least five years. While a claim is ongoing you would not get this credit. Practice claims free for five years after the claim is resolved and we automatically reinstate the credit.

No premiums or deductibles

Unlike insurance policies, we don’t have traditional premiums or deductibles – regardless of the claims or regulatory complaints you face as a CCPA member.

LicenseAssist program for regulatory matters

In the case of a regulatory board complaint or other threat to your license.
Provides access to in-house legal counsel to assist in dealing with regulatory matters, and financial assistance if external counsel is required. Potential for up to $50,000 in reimbursement for legal fees.

Incident management and support

Call any time for support about any concern in practice. Our Claims Team of experts/fellow chiropractors are here for you. You won’t get this kind of support anywhere else.

Free educational resources

We provide members a host of resources about how to manage risk in your practice.

Days in court

Should you face a malpractice claim, you will be covered up to $500 per day in income replacement for days in court.

Coroner’s inquest

Covered

Retirement coverage

You’ll be protected for six years after you retire at no extra cost.

Got a question not covered here? Click here to read some frequently asked questions. If you still need assistance, call CCPA at 416-781-5656 or toll-free 1-800-668-2076 Monday to Friday, 9 a.m. to 5 p.m. EST. Or click here to email us.
*Click here for details about membership types